Loan Amortization Calculator
See how much you can save. Plan your loan payments, understand interest costs, and pay off debt faster with extra payments.
See how much you can save. Plan your loan payments, understand interest costs, and pay off debt faster with extra payments.
Add an extra amount to any payment and watch the interest and the payoff date drop.
Monthly, biweekly, or weekly. Match the calculator to how your loan is actually paid.
A full amortization table, row by row, showing principal and interest for every payment.
The same calculator on iPhone, iPad, and Android, with nothing to sign up for.
Send your results or the whole schedule to anyone by message, email, or export.
A chart of principal against interest over the life of the loan, so the shape is obvious at a glance.
Enter your loan details, tap Calculate, and instantly see your payment breakdown, total interest, and full amortization schedule.
Enter the amount, the interest rate, and the term, then tap Calculate. You get your payment, the total interest, and the total you will repay before you commit to anything. Works for a mortgage, a car, or a personal loan.
Add an extra payment, even a small one, and the calculator shows exactly how much interest it saves and how many payments it removes from the end of the loan. It is the fastest way to see whether rounding up your payment is worth it.
Scroll the full amortization schedule to see how much of each payment goes to principal and how much disappears into interest. The chart shows the same breakdown as a curve, so you can spot the point where principal finally overtakes interest.
Yes, completely. Every calculation is free, there is no paid version and no subscription. Ads keep it that way.
Your monthly payment, the total interest you will pay, the total you will repay, and the full amortization schedule. It handles mortgages, auto loans, and personal credit the same way.
Enter an extra amount alongside your regular payment and the calculator reruns the whole schedule. You see the new payoff date and how much interest you avoid, so you can test a number before committing to it.
Yes. Set the payment frequency to match your actual loan rather than assuming monthly, and every figure updates around it.
Yes. Send the results or the full schedule to someone else, or export it if you would rather keep a copy or take it to your bank.
Yes. Every calculation runs on your phone and your loan figures are never sent anywhere or stored by us. The ad network in the free version uses a device identifier to serve ads, which is separate from anything you type in.